PAY Financial Infrastructure & Payments

ParezaPay on the Pareza Financial Platform

A wallet an adult can open in six minutes on a mid-range phone, fund with cash at a shop on their street and trust with the money they actually have — on a financial core a government, a bank or a second country could adopt without a rebuild.

The challenge

Consumer wallets that are not built on institution-grade ledgers become a compliance problem; institution-grade ledgers with no usable product become infrastructure nobody uses.

What the platform is designed to do

Onboarding and verificationFast activation with tiered verification.
Wallet, send and receiveIncluding to people who do not yet have a wallet.
Funding and payoutCash-in and cash-out through an agent network.
Dual currencyHold dollars, spend francs; currency conversion.
Agent, merchant and business productsAgent product first; merchant and business in a later release.
Financial coreDouble-entry ledger, controls and reconciliation that prove themselves.

Surfaces

Customer app
Agent app
Merchant tools
Treasury and operations consoles

Interoperability

Built on the government interoperability bus and open standards; identity, credentials and payments are shared with every other Pareza platform.

Security and privacy

Append-only, hash-chained audit of every decision and data access
Role- and attribute-based access with MFA on sensitive roles
Data, keys and infrastructure under national control
Offline-first clients reconcile safely on reconnection

Request a consultation on sovereign financial core and wallet

Enquiries are routed by country, enquiry type and solution to a named owner. You receive a reference number.

Contact Pareza